Cybee Kenya © 2026
HELB LOAN BAND QUALIFICATION ASSISTANT
🇰🇪 Official Higher Education Support
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Check Your Band Qualification & Scholarship

1
Student Details
2
Service Type
3
Payment
4
Assistance

HEF Funding Model & Band Predictor

The government uses a Means Testing Instrument (MTI) to place students in Bands 1-5. Use our predictor below to estimate where you fall.

Important: this tool estimates funding readiness and likely support using the details you provide. Official scholarship, loan, upkeep, appeal, and disbursement decisions are made only through the HEF/HELB portal after verification.

Detailed Band Prediction (MTI Model)

Official Application Context
Family Background
Education History
Economic Capacity
Standard degree fee is ~200,000. Adjust if known.
Living Conditions

HEF/HELB Readiness Checklist

  • Valid email and phone number registered to the applicant.
  • National ID/Maisha card, or KCSE index + birth certificate for under-18 applicants.
  • Admission number and admission letter after placement.
  • Parent ID/phone or death certificate where applicable.
  • Two guarantor ID numbers and phone contacts.
  • Bank details or Safaricom number registered under the student ID.

After Applying

  • Save the confirmation SMS or application serial number.
  • Track allocation, disbursement, tuition, and upkeep on the HEF portal.
  • Tuition goes to the institution; upkeep is paid to the student account where applicable.
  • Apply annually when the window opens for continuing support.

Appeal Triggers

  • Wrong family or income data used in assessment.
  • Death, illness, job loss, disability, or new hardship after application.
  • Band/funding amount cannot support the confirmed programme cost.
  • Prepare supporting documents before using the online review/appeal form.
Band Scholarship % HELB Loan % Family Pays % Upkeep (Annual)
Band 1 (Most Needy) 70% 25% 5% Ksh 60,000
Band 2 60% 30% 10% Ksh 55,000
Band 3 50% 30% 20% Ksh 50,000
Band 4 40% 30% 30% Ksh 45,000
Band 5 (Least Needy) 30% 30% 40% Ksh 40,000

Professional Services

Company Registration

Full setup for Private Limited Companies, LLPs, and Partnerships including Certificate of Incorporation and CR12.

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Business Name Search

Official name reservation via e-Citizen to ensure your unique brand is legally secured before registration.

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Transfer of Shares

Handling legal transfers, directorship changes, and updating annual returns with the Registrar of Companies.

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KRA

KRA iTax Services

PIN registration, Individual/Corporate tax filing, TCC applications, and ledger reconciliation.

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e-Citizen

e-Citizen Portals

NTSA services, Business Portal tasks, Marriage registrations, and Civil status documentation.

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Passport

Passports & Visas

Application for new passports, renewals, lost passport processing, and professional visa assistance.

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SHA

SHA/SHIF Registration

Seamless transition to the Social Health Authority for both individuals and corporate staff coverage.

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NCA

NCA Certificates

Contractor registration, site compliance, and National Construction Authority practicing licenses.

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Birth Certificates

Application for new birth certificates, replacements for lost ones, and late registration processing.

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Email Setup

Professional Gmail, Outlook, and Custom Domain email registration and configuration for businesses.

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e-Citizen Account

New account registration, account recovery, and updating profile information on the e-Citizen portal.

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DL Renewal

Driving License renewal, smart DL booking, and provisional license applications via NTSA portal.

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Good Conduct (DCI)

Police Clearance Certificate applications, fingerprinting booking, and DCI portal assistance.

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AGPO Registration

Certification for Youth, Women, and Persons with Disabilities to access 30% of government procurement opportunities.

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KUCCPS

KUCCPS & HELB

University placement revisions and Higher Education Loans Board (HELB) applications and compliance.

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County Permits

Single Business Permits (SBP), fire safety, and signage licensing across Nairobi and all other counties.

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NGO Registration

Specialized registration for Non-Profit Organizations and Community Based Organizations (CBOs).

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Request for a Service

Our dedicated assistants are ready to handle your application professionally. Get in touch via call or WhatsApp for immediate assistance.

Call 0732 964 733 WhatsApp 0732 974 733
Available Monday — Saturday, 8:00 AM - 6:00 PM